Insurance restoration
You have more options than you think.
After basement flooding or water damage, many homeowners don't realize they can choose their own contractor — even when an insurance company suggests one. Here's what you need to know.
What happens after a flood claim?
When water damages your home, your insurer will assess the loss and may offer a cash settlement or direct you toward a preferred contractor. What they don't always make clear is that in most cases, you have the right to choose who does the restoration work.
Your rights as a homeowner
The choice is yours.
You can choose your own contractor
Insurance policies typically allow you to select any licensed, insured contractor to complete restoration work. You are not required to use a company your insurer recommends.
Cash settlements give you flexibility
If your insurer offers a cash-out settlement, you can use those funds to hire the contractor you trust — and keep any difference if the work comes in under the settlement amount.
Get an independent estimate first
Before accepting a settlement or signing with a preferred contractor, it helps to get an independent estimate so you understand the true scope and cost of the work.
You don't have to decide under pressure
Restoration decisions made in a stressful moment can be hard to undo. Taking time to understand your options is reasonable — and a good contractor will respect that.
How we help
A straightforward path from damage to a finished space.
01
Assess the damage together
We walk through the affected area with you, explain what needs to be done, and give you a clear picture of the scope before any decisions are made.
02
Provide an independent estimate
Our estimate gives you a realistic view of the work involved — useful whether you are comparing against an insurance offer or simply planning your next step.
03
Complete the restoration
From framing and drywall through finishing, we handle the work carefully and keep you informed at every stage until the space feels right again.
Why Antrim Construction
22 years of restoration experience. Fully insured and WCB covered.
We have helped St. Albert homeowners navigate water damage and insurance restoration for over two decades. We bring practical experience, honest communication, and skilled workmanship to every project.
Dealing with water damage? Let's talk.
We can help you understand the scope of the work and your options before you commit to anything.
No pressure. Just a clear conversation about your home.